Our Global Access US plans provide coverage for employees of who live and work in the United States for an overseas or foreign employer. All Local National plans provide coverage for employees at home and while traveling overseas.
Does your business have US-based employees that are located in multiple states? Local National plans allow you to provide uniform medical and dental benefits across multiple states. Plans are available for 2+ US-based employees.
Local national coverage provides:
- Comprehensive plans available to employers with 2 + employees
- Fully customizable plan options available
- Allow multiple/flexible contract options
- 900,000 health care providers with thousands of hospitals and clinics in the United States
- Worldwide network of 61,000 direct-settlement arrangements with hospitals and other medical providers in over 180 countries
Medical Coverage Plan Options
Our Global Access US Medical plans provide medical coverage for U.S.-based employees of foreign companies. Coverage extends internationally when the employees are traveling overseas.
In-Network deductible options range from $0 to $2500. Contact us today to learn about more custom options to meet your needs.
Prescription Drug Plan
In the United States, Local National employees with a prescription drug plan simply visit a participating pharmacy, show their ID card and pay their copay or coinsurance. Claim forms are not required.
In any U.S. location, employees can visit a pharmacy or receive their prescription medications by mail — delivered directly to their home. Ask how Local National employees can get more from their prescription drug plan.
Life and Disability Coverage
Providing a strong benefits package is a great way of attracting top talent to your organization. Life and Long-term disability (LTD) insurance benefits provide employees peace of mind on- and off the job.
Long-term disability options provides employees with a percentage of their monthly salary if they are out of work for an extended period of time due to illness or injury. Employees want to protect their families. Total Benefit Solutions works with you to create a coverage plans that meets the needs of your employees while on foreign assignment. Ask about Life and Disability Coverage.
Dental Coverage Plan Options
Dental plan options are available additions for Local National and Expat/Inpat coverage. Employees can visit any licensed dentist for preventative, basic and major services. While in the U.S., employees will receiving cost savings when visiting a participating U.S. provider.
Our Global Access US Dental plan designs provide dental for coverage in and outside of the U.S. for U.S.-based employees. Orthodontics coverage is available. Ask about dental coverage for Local National groups.
Vision Coverage
Eyesight is an important part of employee success and productivity. We offer several global vision options as well as discounts for U.S.-based employees.
Coverage is flexible and employers can mix and match or choose from three vision options. Ask us about adding vision coverage to your group.
International Concierge-level Service
Take comfort that assistance – medical or otherwise – is only one phone call away. Customer service representatives speak over 30 languages and assistance is accessible 24 hours a day, 365 days a year. Personalized service is provided for virtually any situation including:
- 24/7 access to medical provider referrals
- translation services
- legal assistance and referrals
- assistance with lost or stolen travel documents
- embassy and consular referral
- passport and visa information