Here you will find a useful terminology and resources related to global insurance benefits for expatriates, inpatriates, local nationals, short-term business travelers and individuals.
Short Term Traveler or World Traveler
Employee traveling outside of home country for 6 months or less.
Visit our Short Term Traveler page for coverage options.
Expatriate (Expat)
Any employee working or residing outside of their home country (example: An American working in Italy)
Visit our Expat/Inpat page for coverage options.
Third Country National (TCN)
Citizen of (ex. France) working in a country (ex. Brazil) for a company who is head quartered in (ex. Japan).
Visit our Expat/Inpat page for coverage options.
Key Local National (KLN)
Executive, partner or high level manager working in his/her own country for a foreign company.
Visit our Local National page for coverage options.
Local Nationals (LN)
Citizen of his/her own country working for a foreign company.
Visit our Local National page for coverage options.
Canadian Bound Expat (Inpat)
Japanese citizen working in Canada.
Visit our Expat/Inpat page for coverage options.
US Bound Expat (Inpat)
Chinese citizen working in the US
US Employee working for a non-US based Company
US citizen working for a French Company
Resource Links
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